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Representative 305.9% APR
Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% p.a. (variable). Representative 305.9% APR. A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don’t charge fees. We don’t sell your personal information.
Representative 305.9% APR
Not all lenders are able to provide up to £5000
We work with trusted UK lenders who can provide loans up to £5,000. We put convenience first, so you can apply from the comfort of your own home and choose the loan that best matches your needs.
Expand your finances with a Payday Loan..
Our lenders are always ready.
Whether you are requesting a payday loans or an installment loan, our loan request process is available around the clock for your convenience.
You can trust our process, and our results.
We protect your information throughout the entire loan request process. We only work with lenders who are also serious about keeping your data safe.
We’ve streamlined everything.
We know how important it is to get quick cash. To help you save time and get your money fast, we have designed our entire loan request process to take just a few minutes.
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Takes minutes and is completely secure and confidential.
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Find the best rate from our panel of lenders.
Instant Approval
Find out if you’ve been approved right away. Every day we accept 1000’s of applications.
Get Cash in Minutes
Loans can be paid within 15 minutes* with flexible repayment terms.
What is a Loan Request?
At poundpayday.co.uk, we know that it’s tricky to ask for money online. You never know who to trust. We take the guesswork out of making the request. Simply fill out our short form and we will send your inquiry out to our network.
Loans can be viable resources for emergency cash needs. Common expenses that consumers can use loans for include medical expenses such as co-pays or prescription drug costs, auto or home repairs, and child-related charges. Loans can also be used for more personal or time-sensitive monetary needs such as utility bill payments that can generate late fees or penalties, returned check fees and cancellation fees, or for financing big-ticket items such as appliances or vehicles.
About Direct Payday Loan Lenders…
We realize that searching for direct payday loan lenders is unpleasant at, nobody requires acquiring cash, and they have to obtain cash. We attempt and make the entire procedure as simple and easy as likely. Our credit result benefit is complimentary to you, our clients. We have a simple online shape, we will think everybody, and we can converse within the event that you require more data or solace on our administration.
There’s a typically misguided judgment that since you’re on benefits implies that you aren’t qualified for a payday loans UK direct lenders, yet there’s a developing number of money lenders who can encourage you in case you’re in this position. We also direct payday loan. We understand that people who are unemployed, sometimes need a little extra cash to tide them over until the end of the month.
How Can I Apply For Direct Payday Loan Lenders?
Online applications is very good to apply for direct payday loan lenders in an easy, safe and at ease . Here you can find some well-known lenders with free loans statements and by looking at these statements carefully, you can fetch effective loan deal at nominal rates. with the borrowed money you will be able to fulfill your many short terms needs such as payment of grocery bill, credit card dues, outstanding bank overdraft, home rent, organizing a small party, buying a new cell phone and lots more.
For an instant decision on the payday loans uk direct lenders wide, you’ll have to begin by finishing a correlation ideal here at Pound Payday. We’ll coordinate your conditions with banks who can meet your borrowing needs and are most likely to approve your individual circumstances.
For the people who are unable to earn or to manage their expenses due to any accident, illness or any injury, we have brought long-term loans for such people known as payday direct lenders. If the person is unable to earn and he has to feed the family that is what the most difficult situation one may face. To cut down your difficulties we are here.
How Do I Get Direct Payday Loan Lenders?
You can apply for most direct payday loan lenders nowadays, with no paperwork. Pound Payday entire application is online, so you can apply on the go. We’ll ask for a few personal details, your employment information and your income and expenditure.
Important information_______
We think you should know this before you apply…
Implications of Late/ Non-Payment
Despite making every effort to budget for your settlement, most lenders understand that problems can occur. Most lenders have the facilities in place to set up restructuring plans to help you, and whilst this may incur additional charges or interest, it is much better than ignoring the requests. Whilst every lender has different policies, every month that you fail to settle may result in the true cost of your solution growing hugely due to the additional fees involved. A restructuring plan means that these fees stop, and bar the interest, you only owe the outstanding balance.
Collections Process
You must contact your lender directly at the earliest sign of financial difficulties. Ongoing complications means that not only do you incur more charges and interest, but the lenders have no option to pass your details on to collection agencies, which can be even more stressful.
Credit Reference Agencies
If your situation is passed to a debt collection agency, providers can send the details to a credit reference organisation. This means that a note is put on your credit report of the problem, so that future creditors get a better understanding of your ability to settle credit agreements. All lenders have different policies regarding credit reports, so please read the terms and conditions of your chosen provider carefully. Such notes can stay on your credit file for up to 6 years, so please make every effort to meet your repayment before accepting your proposal.
With some lenders, by meeting your repayment on time, a positive note will reflect on your credit file – this means that you have a better chance of obtaining future credit.
Renewal/ Extension Policy
poundpayday.co.uk do NOT recommend renewing your agreement, as it is intended for one-off emergencies. If you feel you have budgeted your finances sufficiently to extend, then you must contact your provider as soon as possible. Please consider though that this may incur an additional charge – please check with your lender.
We work hard to ensure we don’t partner with providers that have automatic renewal policies in place, as we feel this is not appropriate. Once we have directed you to a lender, we urge you to check the terms and conditions carefully, to ensure that this is not in place. If it is, you can request the cancellation of the renewal, but you must remember to do so. Failure will result in a further agreement and associated interest and charges, that you don’t really need.
Code of Practice
We only work with a select number of lenders and brokers who are carefully vetted. Most of the lenders on our panel are generally a member of a trade body or association and asked to comply with an ethical code of practice that subscribes to responsible lending.