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Poundpayday.co.uk is a broker, not a lender, and does not make credit decisions. We may receive a commission from the lender.
Representative 305.9% APR
Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% p.a. (variable). Representative 305.9% APR. A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don’t charge fees. We don’t sell your personal information.
Representative 305.9% APR
Not all lenders are able to provide up to £5000
We work with trusted UK lenders who can provide loans up to £5,000. We put convenience first, so you can apply from the comfort of your own home and choose the loan that best matches your needs.
Expand your finances with a Payday Loan..
Our lenders are always ready.
Whether you are requesting a payday loans or an installment loan, our loan request process is available around the clock for your convenience.
You can trust our process, and our results.
We protect your information throughout the entire loan request process. We only work with lenders who are also serious about keeping your data safe.
We’ve streamlined everything.
We know how important it is to get quick cash. To help you save time and get your money fast, we have designed our entire loan request process to take just a few minutes.
What is a Loan Request?
At poundpayday.co.uk, we know that it’s tricky to ask for money online. You never know who to trust. We take the guesswork out of making the request. Simply fill out our short form and we will send your inquiry out to our network.
Loans can be viable resources for emergency cash needs. Common expenses that consumers can use loans for include medical expenses such as co-pays or prescription drug costs, auto or home repairs, and child-related charges. Loans can also be used for more personal or time-sensitive monetary needs such as utility bill payments that can generate late fees or penalties, returned check fees and cancellation fees, or for financing big-ticket items such as appliances or vehicles.
Important information_______
We think you should know this before you apply…
Implications of Late/ Non-Payment
Despite making every effort to budget for your settlement, most lenders understand that problems can occur. Most lenders have the facilities in place to set up restructuring plans to help you, and whilst this may incur additional charges or interest, it is much better than ignoring the requests. Whilst every lender has different policies, every month that you fail to settle may result in the true cost of your solution growing hugely due to the additional fees involved. A restructuring plan means that these fees stop, and bar the interest, you only owe the outstanding balance.
Collections Process
You must contact your lender directly at the earliest sign of financial difficulties. Ongoing complications means that not only do you incur more charges and interest, but the lenders have no option to pass your details on to collection agencies, which can be even more stressful.
Credit Reference Agencies
If your situation is passed to a debt collection agency, providers can send the details to a credit reference organisation. This means that a note is put on your credit report of the problem, so that future creditors get a better understanding of your ability to settle credit agreements. All lenders have different policies regarding credit reports, so please read the terms and conditions of your chosen provider carefully. Such notes can stay on your credit file for up to 6 years, so please make every effort to meet your repayment before accepting your proposal.
With some lenders, by meeting your repayment on time, a positive note will reflect on your credit file – this means that you have a better chance of obtaining future credit.
Renewal/ Extension Policy
poundpayday.co.uk do NOT recommend renewing your agreement, as it is intended for one-off emergencies. If you feel you have budgeted your finances sufficiently to extend, then you must contact your provider as soon as possible. Please consider though that this may incur an additional charge – please check with your lender.
We work hard to ensure we don’t partner with providers that have automatic renewal policies in place, as we feel this is not appropriate. Once we have directed you to a lender, we urge you to check the terms and conditions carefully, to ensure that this is not in place. If it is, you can request the cancellation of the renewal, but you must remember to do so. Failure will result in a further agreement and associated interest and charges, that you don’t really need.
Code of Practice
We only work with a select number of lenders and brokers who are carefully vetted. Most of the lenders on our panel are generally a member of a trade body or association and asked to comply with an ethical code of practice that subscribes to responsible lending.
Direct Payday Loan Lenders – Plays a Good Role to Extend Your Low Financial Budget
Individuals with fixed monthly income often confront low financial budget in the last week of the month. Arrival of emergencies that time marks your condition terrible. You then can choose direct payday loan lenders and apply for it through us in convenient way. The online application helps customers get the cash direct into your account in short span of time. This is because you have a leading alternative to generate some funds swiftly during unforeseen financial crisis.
Why You Should Choose Direct Payday Loan Lenders in Emergencies?
Everybody believes in direct payday loan lenders so as to take funds efficiently. It’s probable to earn extra money since payday loan is small, short-term solution offered for limited repayment time stretching from 14 days to 30 days. That’s why; lenders don’t ask you pledge your home equity against the loan. Other beneficial thing that forces you to choose this loan in unscheduled expenses; and you also pass through long procedure. All applications are done online and the lenders take decision in at least 10 minutes.
Grow Your Chances to Avail Money with the Best Direct Payday loan Lenders despite Bankruptcy
The credit check procedure doesn’t stop you from applying with us at Pound Payday since direct payday loan lenders are specialized in lending to bad credit people. It means that consumers with unlike credit scores or names such as defaults, arrears, foreclosure, CCJs, IVAs and bankruptcy; they can also deserve amounts ranging from £100 to £2,500 for one month repayment. Such credit holders need to make all repayments right on time so as to win the lender’s trust.
Know the Facts of Payday Loans UK Direct Lenders: Why It’s so Popular
Payday loans UK direct lenders have some ordinary requirements to each client before applying. Its simple eligibilities have made its name most popular among borrowers in United Kingdom. You first handle them as client’s citizenship should be UK, monthly income at least £500 and a valid bank account with debit card to get the cash direct deposited. The most important thing applying for a loan through us is that you haven’t paid off our service charge.
How Payday Loans UK Direct Lenders Became One of the Great Britain’s Leading Brands?
If monetary requirements are small something like
Payday loans UK direct lenders are well suited for those with unforeseen expenditures and searching to avail short-term monetary aid to accomplish them. We at https://poundpayday.co.uk/ never ask you whilst an unexpected bill is reaching to top level, whether it is sudden car repairs, a medical health checkup bill or an urgent home re-modeling.
The urgent car repair expenses may demand cash at least £125 to £200 in the UK and other typical emergencies consist of amounts starting from £500 to £2,500 for a broken boiler or maybe you necessitate a portable air conditioning unit at around £500 to manage the microwave. You can utilize this loan to cover a tight deadline for instance home rent, household bills or a broken boiler which need instant money. You then get us back on track for arrangement of money.
Make a Decision What You Need to Do Next for Payday Loans UK Direct Lenders
Here we advise you that we can find you the best payday loans UK direct lenders based upon your application, or that we have to complete some more checks prior we can offer you that a decision at the eleventh hour, it’s then up to you how you desire to proceed. If you’re glad to accept our loan offer or wish to let us to finish some final checks in contradiction of your application, it’s as common as a child’s game. You have to click a button going on the page.