When you’re considering a 12 month payday loans, one of the most significant questions to answer is how long you want your loan repayment term to be. In the case of most short-term loans, the repayment period is short, typically a month or less (these loans are also referred to as “payday loans” because they are intended to get you to your next payday, which often comes within a month). With instalment or other loan types, you’ll often find significantly longer repayment periods, anywhere from a few months to a number of years!

How do I apply for a 12 month Payday Loans?

Pound Payday is a safe and convenient way to apply for 12 month loans. We’ll save you time and hassle, and help you get the loan you need faster.

If you think a 12 month loans from Pound Payday is the right choice for you, just choose how much you’d like to borrow, select the 12 month term and start your application.

Our service is completely and is available to UK residents age 18 and over. To apply for a 12 month payday loans with us, you must have a regular monthly income from a job, pension or benefits (minimum £500). You’ll also need a bank account with a debit card, a mobile phone and an active email address so that we can process your application.

Repaying your 12 Month Payday Loans

if you’re need of 12 month loans, sometimes they’re simply not an option. If this is the case, you may want to consider taking on a 12 month loans. Traditional lenders often offer larger loans and lower interest rates, and should be considered. However, if you have less-than-perfect-credit, it can be difficult to get a loan from one of these traditional lenders. There are other loan providers, such as pound payday, that provide payday loans for people on benefits for smaller amounts and for shorter periods of time, such as 6 or 12 months.

Need An Emergency 12 Month Loans?

If you need to 12-month loans that you don’t have, you can always start by approaching friends and family for help. While this can be a hard conversation to have, it offers a funding option that won’t necessarily include interest. For those who don’t know, interest is a percentage charged on a loan over the requested amount. Apply online now for a 12-month loan. It has never been so convenient to apply for the cash you need from your own home. No need to travel or take time off from work since our 12-month payday loans work on your schedule. We offer a straightforward application with debit card loans to repay your loan.